Insurance & Financing Information

At Scharrington Dental, we provide high-quality care as well as convenient financing options. Our goal is to maximize your insurance coverage to minimize your out-of-pocket expenses whenever possible. You are welcome to reach out to our experienced staff any time if you have questions about billing, insurance coverage, financing, and other details related to the payment for your services.


We accept most insurance plans, and our office is a participating provider for many of the common dental insurance plans in the area. We are in-network with the following insurance plans:

Even if we aren’t a participating provider, many PPO plans include out-of-network benefits.

Dental Savings Program

If you don’t have dental insurance, then you might consider the affordable Dental Savings Program offered by our office. This plan is designed to help you maintain and improve your oral health while managing your budget at the same time. For each year, the plan includes:

  • 2 Comprehensive or Periodic Dental Exams
  • 2 Prophylaxis (Routine Cleaning) or 2 Periodontal Maintenance
  • Any necessary x-rays
  • 2 Oral Cancer Screenings
  • Dental treatment (doctor procedures) discounted by 20%

Payment of enrollment fees initiates coverage:

  • One Adult Patient: $300.00
  • One Adult Patient and Spouse or Domestic Partner: $500.00    

Rules, Exclusions, Limitations:

  • To be an active plan participant, enrollment fees must be paid in full.
  • All payments are nonrefundable.
  • This plan cannot be combined with any other offers.
  • No refunds will be given if a member, spouse and/or domestic partner does not use the plan, relocates, or obtains dental insurance.
  • 12 month term effective from payment/effective date to renewal date.
  • Two failed appointments and/or two cancelled appointments without 48-hour notice will disqualify you, your spouse, and/or your domestic partner.

Financing Options

Even if you have good dental insurance coverage, only a portion of the dental treatment will be covered by the insurance provider. Our office staff will evaluate your coverage and estimate your out-of-pocket portion, which will need to be paid at the time of service. We take care of the paperwork needed to file a claim with your insurance carrier, but the insurance policy is an agreement between you and the insurance company.

If you need to finance the treatments, then you are welcome to talk to our staff about the available options. We accept Visa, Discover, MasterCard, and American Express for payment. 

Patient financing is available through CareCredit or the Lending Club Patient Solutions. These programs offer no-interest payments for 6 – 12 months, with extended payment plans up to 84 months. Talk to our office staff for more information about the financing options available through these programs.